■ Retirement Housing Decision Worksheet

Choosing the right housing option in retirement is an important decision that balances comfort, affordability, health needs, and lifestyle preferences. Use this worksheet to explore your options, weigh pros and cons, and clarify what’s most important to you.

1. Do you want to stay in your current home or move?
   If staying, what modifications might be needed for safety and comfort?
   Notes: ________________________________

2. If moving, would you prefer to:

Options	Pros	Cons	Your Thoughts
Downsize to a smaller home/condo
Rent (apt, senior housing)
Buy another property

3. Are you interested in a retirement community lifestyle?
   Types include:

• Active Adult / 55+ Communities (social, amenities, HOA fees)
• Independent Living (services, no medical care)
• Assisted Living (daily support, medical help)
• Continuing Care Retirement Communities (long-term healthcare & housing options)
  Which appeals most to you and why?
  Notes: ________________________________

4. Location Considerations
   Think about climate, healthcare access, proximity to family, safety, and cost of living.
   Preferred location(s): _______________
   Why: ________________________________

5. Final Reflection
   Which option feels most practical and fulfilling for your retirement lifestyle?
   My top choice(s): _____________________